Rates & Insurance

Individual Therapy or EMDR Therapy (60 minutes): $250

I’m an out-of-network provider, which means I’m not directly contracted with insurance companies. But don’t worry… I’ll help you navigate the process so it feels simple, not stressful.

As part of working together, I:

• Check your out-of-network benefits for you

• Submit claims on your behalf, so you don’t have to add another task to your to-do list

• Let you know what your reimbursement rate will likely be before we get started

Many clients are surprised to learn they can get a significant portion of their therapy costs reimbursed this way.

Simply click here to submit your insurance information & I will get back to you with your coverage details within 24 hours.

Frequently Asked Questions

Where is your office located?

I run a fully virtual practice and meet with clients through a secure, HIPAA-compliant telehealth platform. Many people find this even more convenient than in-person therapy — no commuting, no waiting rooms, and the comfort & flexibility of joining from your own space.

Can you work with clients in any state or country?

At this time, I’m licensed to provide therapy for clients located in New York and South Carolina. The Counseling Compact is expected to go into effect this fall, which will expand my ability to work with clients in over 30 states across the U.S. Stay tuned for updates later this year!

What if I need a provider that is in-network with my insurance plan?

If you are located in NY & wish to use your in-network insurance benefits, I can connect you with another clinician from my team that is in-network with Cigna, Aetna, United Healthcare, Oxford, and BCBS (in NY only).

I’m also happy to provide referrals. If you email me your information and a brief note about what you’re looking for, and I’ll send options your way within a week.

Do you offer sliding scale sessions?

I reserve a limited number of sliding scale spots for clients with demonstrated financial need. Please email me to check availability. If none are open, I’ll add you to the waiting list and notify you as soon as a spot becomes available.

If you’re seeking lower-cost therapy in New York, I can also connect you with a qualified therapist on my team. We have options as low as $60/session.

How do I pay?

Payment is collected via credit or debit card at the time of each session. You’ll keep a card on file in my secure client portal, and everything is automated for your convenience. If you have a HSA or FSA card, you may use that as well. I will provide a monthly superbill that you can submit to your insurance company or HSA for reimbursement.

What’s your cancellation policy?

I ask for 24 hours’ notice for all cancellations. Late cancellations or missed appointments will be charged the full session fee.

How do I know which service is best for me?

Great question—and it really depends on your goals, timeline, and the depth of work you're ready for. Here's a quick breakdown:

• Individual Therapy:
  Ideal if you're looking for ongoing weekly support to manage stress, overthinking, people-pleasing, or boundary-setting. This is a great starting point if you’re new to therapy or want to build emotional awareness and coping tools over time. We can always start with this option and incorporate the other two along the way if we decide it makes sense.

• EMDR Therapy:
  A specialized approach that’s best if you’ve experienced past trauma, emotional neglect, or specific painful memories that still impact how you feel or function. EMDR can help you process those experiences more deeply and shift how they live in your body and mind.

• Intensive Therapy:
  A good fit if you want to make significant progress in a shorter period of time. Intensives are best for people who have limited time for weekly sessions, have done therapy before but feel stuck, or are ready to go deep quickly. We'll focus on one or two specific goals or themes over several extended sessions.

Still unsure? No worries. We can talk through what’s best during your free intro call and come up with a plan that feels right for you.

Still Have Questions?

Feel free to reach out or email me at hello@jesswhitneylmhc.com. I’m happy to help you figure out if this is the right fit.